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August 9th, 2012
On August 1, the Affordable Care Act enacted eight preventive health care services for women’s health and well-being that will be available under all insurance plans–without copays or deductibles. Women leaders in Washington, D.C., have been heralding the passage and subsequent enactment of the ACA as a major advancement for American women—possibly the most significant advance in the last several decades. Representatives from a coalition of more than 50 women’s organizations called HERvotes discussed the act yesterday during a conference call. “This is the first time in history that our insurers will have to cover preventive services and recognize that preventive services are essential to women’s health,” says Cindy Pearson, executive director of the National Women’s Health Network. “Everything for women is no longer considered ‘extra,’” adds Feminist Majority president Eleanor Smeal, who refers to the ACA as the “Title IX of health care.” “That number will go up,” says Pearson. “Virtually, all women in private health insurance will get this over time—ultimately, 75 million women.” Among the preventive services now open to all women’s insurance plans is copay-free coverage of FDA-approved birth control and contraceptives, including emergency contraception and sterilization methods. Says Jessica Gonzalez-Rojas, executive director of the National Latina Institute for Reproductive Health, “Ninety-seven percent of Latinos have used a form of contraception, but money has been a barrier from using it consistently.” While birth control seems to have been discussed by every TV talking head and male religious leader over the last two years, it is not the sole benefit women will receive under the ACA. The seven other services enacted today are just as valuable for “creating a healthier female population across the lifespan,” says Dr. Paula Johnson, member of the Institute of Medicine Panel on Prevention Services for Women Here are the healthy seven services: Well-Woman Visits Cervical Cancer DNA Testing Gestational Diabetes Screening Breastfeeding Resources Annual HIV Testing and Counseling STI Testing and Counseling Domestic Violence Screening This isn’t even all the Affordable Care Act has to offer women. Women now have direct access to OB/GYN care and no longer need prior approval for services. By 2014, gender rating will be eliminated [PDF] from the individual and small business insurance market. Given that women who live in a state that practices gender rating pay up to 48 percent more for insurance—in some states, the disparity can be as high as 80 percent— premiums for women are expected to decrease. Though not everybody is going to get all these benefits today—roughly 50 million Americans remain uninsured, a majority of whom are women–”eventually, over time, all health insurance will be required to cover these services, says Judy Waxman, vice president of health and reproductive rights at the National Women’s Law Center. “These new services … are really a major step forward for all women and girls in this country, as well as women’s partners and children.” Photo of signed health insurance reform bill from Wikimedia Commons.
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