Retirement Income Security: The Oxymoron

by Thomas J. Mackell, Jr., Ed.D.

We are going through an incredibly frightening environment permeated by muddled objectives, conflicts of interest and what has been characterized as a “legacy of misplaced priorities.”

The world’s financial system has collapsed and global central banks are faced with new, unproven strategies to deal effectively with these turbulent unchartered waters. Credit, which was on a 20-year binge, remains constrained, the markets and the regulatory agencies have failed, and the old rules governing financial flows of capital are moribund.

The nation appears to be on a bullet train to bankruptcy.

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